A customer payment plan lets your customers spread the cost of an installation over weeks or months instead of paying the full amount upfront. Breeze Finance offers payment plans from 1 to 36 months with zero interest, making big-ticket purchases more accessible for homeowners.
After the installation or delivery of goods is completed, Breeze Finance directly settles with merchants, ensuring that you receive payment without having to chase customers. The customer then repays the platform according to their chosen schedule.
With Breeze Finance, you shift the conversation away from a stressful lump-sum bill and toward an affordable payment plan that fits the customer's budget!
Payment plans typically offer shorter terms and often zero interest, while personal loans extend over longer periods with interest charged. Breeze Finance offers both options—zero-interest payment plans up to 36 months and personal loans up to 5 years for larger amounts.
Yes. Platforms like Breeze Finance take care of all lending requirements, credit checks, and compliance. You simply provide the payment option to customers, and the platform manages the financial aspects. This allows you to concentrate on installations instead of paperwork.
Typical home service installations range from $2,000 for smaller appliances to $30,000 or more for solar systems and renovations. Breeze Finance covers this range with payment plans up to $15,000 and personal loans up to $50,000 for larger projects.
Approval speed differs by platform. Breeze Finance provides application feedback in about 60 seconds, and once the application is completed, approval can take as little as 10 minutes. This allows you to close sales on the spot. In contrast, some platforms may take hours or even days, which could result in losing deals as customers leave to "think about it."