When you're quoting a customer on a new solar system, bathroom renovation, or major appliance installation, the price tag can stop the conversation cold. That's where Breeze Finance comes in—shifting the conversation away from a stressful lump-sum bill and toward an affordable payment plan that fits the customer's budget.

 While traditional personal loans or standard buy-now-pay-later (BNPL) platforms often complicate the sales process, Breeze Finance is built specifically to help Australian installers and trades close more deals on the spot.

The Ultimate Sales Tool for Big-Ticket Home Service Installations 

Finding the right customer financing option means choosing a platform that protects your cash flow while making things simple for your clients. Typical home service installations range from $2,000 for smaller appliances to $30,000 or more for solar systems and renovations.Breeze Finance covers this entire range effortlessly, offering zero-interest payment plans for projects up to $15,000 and flexible personal loans up to $50,000 for larger projects. Instead of sending customers to a bank or forcing them to look elsewhere to "think about it," you can offer a seamless, all-in-one payment solution right from your tablet or phone. 

How Breeze Finance Helps You Win More Trade Jobs! 

Close Sales On the Spot with 60-Second Approvals

Waiting hours or days for finance approval can cost you thousands in lost revenue. Breeze Finance delivers application feedback in approximately 60 seconds. This lightning-fast process keeps the sales momentum moving forward, letting you lock in the job while you are face-to-face with the homeowner.

Zero-Interest Payment Plans (Up to 36 Months)

The biggest objection to financing is often the cost of interest. Breeze Finance removes this barrier entirely. Customers pay 0% interest on payment plans spanning from 1 to 36 months. This makes high-value upgrades immediately accessible and affordable without adding interest stress.

Immediate Cash Flow with Direct Merchant Settlement

You never have to chase customers for money or worry about late payments. Breeze Finance settles directly with you upon the completion of the installation or the delivery of goods. You get paid the full amount upfront, with the merchant fee charged separately, while the platform handles ongoing repayment collections from the customer.

True Repayment Flexibility for Homeowners

Every household manages money differently. Breeze Finance allows customers to choose weekly, fortnightly, or monthly repayment schedules that perfectly align with their pay cycles. This flexibility builds trust, lowers the chance of missed payments, and creates a vastly superior customer experience.

Zero Lending Liability or Paperwork for Your Business

Can installers offer financing without becoming a lender? Absolutely. Breeze Finance manages all the complex lending requirements, credit assessments, and regulatory compliance. You simply offer your customers the payment option, leaving the financial heavy lifting to the experts so you can focus purely on your trade.

Tailored Financing for Every Trade: From Solar to Plumbing 

No matter your trade specialty, breaking down large project costs helps you win larger jobs and upsell premium products:

• Solar & Renewable Energy: Help homeowners offset their electricity bills immediately. Cover premium tier-1 panels, battery storage, and hybrid inverters with payment options up to $50,000.
• HVAC & Climate Control: Do not let a broken air conditioner or heating system cause an emergency financial crisis. Offer quick approval on premium multi-split or ducted systems.
• Plumbing & Electrical Upgrades: Switch customers seamlessly from old electric water heaters to energy-efficient heat pumps, or fund complete switchboard upgrades without the stress.
• Bathrooms & Renovations: Move customers from basic budget fixtures to premium luxury finishes by showing them that an extra $5,000 adds only a few dollars to their weekly plan.

Frequently Asked Questions

How quickly does Breeze Finance pay the installer? Breeze Finance settles directly into your business bank account as soon as the installation is complete or the goods are delivered.

Will offering finance increase my administrative workload? No. The entire application process is fully digital and automated. Breeze Finance handles the credit checks, compliance, and onboarding paperwork so you can focus entirely on delivering your goods or services.

What is the difference between payment plans and personal loans? Our zero-interest payment plans are available for 1 to 36 months for projects up to $15,000. For larger, heavy-duty projects up to $50,000, we offer flexible personal loans with competitive rates, spread over up to 5 years, making customer repayments more affordable.

Do my customers need a massive upfront deposit? No. Breeze Finance offers no-deposit finance options. This means your customers can book their installation date immediately without delay, without having to save up a lump sum first. 

Ready to Close More Deals on the Spot? 

Stop losing quotes to "let me think about it." Use Breeze Finance to eliminate price objections and secure immediate business cash flow.

👉 Become an Authorised Breeze Finance Partner Today and start offering rapid approvals on your very next quote!